038: Why you should refinance a mortgage?

Interest rates are extremely low these days. Why not consider refinancing your mortgage? Just last week alone I had 3 clients who were perfect candidates for mortgage re-financing and this morning, right before I recorded this episode I had a client call telling me about starting re-fi, with a 3.6% 30 year fixed rate and no closing costs.

A mortgage refinance can get you a lower monthly mortgage payment, a shorter loan term or cash back. All of these alternatives can save you money.

Here are a few benefits of refinancing:

  • You can lower the interest rate
  • You can shorten the loan term
  • You can create more certainty
  • You can take out a loan/use equity
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