027: Homeowners insurance and mortgage re-fi

Today I would like to discuss homeowners insurance and your mortgage:

1. Lower Your Homeowners Insurance Premium

-Increase deductible

-Check dwelling coverge

-Check liability coverage

2. Shrink Your Monthly Mortgage Payment by Refinancing

-What is your mortgage rate? Is it in 3 to 4% range?

-Take into account refinancing cost, when making your decision

-How long are you going to stay in your home? If less then 2 years it might not be worth refinancing.

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