Today I would like to discuss homeowners insurance and your mortgage:
1. Lower Your Homeowners Insurance Premium
-Check dwelling coverge
-Check liability coverage
2. Shrink Your Monthly Mortgage Payment by Refinancing
-What is your mortgage rate? Is it in 3 to 4% range?
-Take into account refinancing cost, when making your decision
-How long are you going to stay in your home? If less then 2 years it might not be worth refinancing.