021: What debt should you pay off first?

You’ve got an extra cash or disposable income in your budget and want to pay off some of your debts off. Where should you focus? Cut down the credit cards or student loan? Knock off the home equity line of credit or kick the car loan off? Not all debt is creating equal. Paying off some will get you much further financially.

Here are a few steps to help you decide:

1.Understand what kind of debt you dealing with? “Bad” vs. “Good”?

2. Make a list of your debts. What are the balances? What are the terms? What are your monthly payments and let’s get ready to create a payoff schedule.

Tune in for the rest....

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